Pet Insurance Q&A from a potential policyholder, part 2 - Embrace ...

The Wellness plan is basically like a health savings account, with a $200 allotment to use as you choose on the Wellness items I listed. So there's no copay or deductible on Wellness items, just a straight reimbursement up to $200. ... What is the significance of our dog already having a microchip. Will it still be functional? Is there a microchip discount? If your dog is already microchipped, then you can get a 5% discount on your insurance plan. ...